Discover the wide range of cars from 25 brands at the lowest prices online & in our 16 branches.

Finance your car with the Cardoen financing options

The car of your dreams for a monthly fee

Have you found your dream car? And are you keen to keep your budget for other things? Then car financing is ideal. Thanks to Cardoen Finance we can also help you with this solution.

How does our classic car loan work?

A car loan is a way to buy a car in instalments, without any fuss.

With Cardoen Finance:

  • you pay a fixed monthly amount
  • you can get your car serviced at Cardoen or elsewhere
  • you must provide a small deposit or trade in your current car
  • you have no extended warranty
  • you have no additional roadside assistance

Would you like to go one step further? Then our extra comfortable financing is an interesting option for you.

How does our extra comfortable financing work?

Our extra comfortable car loan is balloon financing, with some extras.

With Cardoen Lease:

  • you pay a fixed monthly fee
  • your car must be serviced at Cardoen
  • you must pay a small deposit or trade in your current car
  • a 5-year warranty is included
  • you get 5 years of free roadside assistance
  • you may choose a new car after 5 years or you can pay the remaining sum so that the car becomes yours entirely

This means you don’t need to worry about maintenance, repairs or breakdowns.

Example Cardoen Lease combines a Service+ maintenance contract and an instalment loan with final increased monthly repayment, under consumer credit legislation, more specifically under book VII of the Code of Economic Law. Example. Citroen C3 1.2i puretech S&S 83. Price: €13,224 (incl. statutory kit of €249). Deposit (optional): €2,745. Credit amount: €10,479. Annual Cost Percentage as from 5.99%. Credit duration: 60 months. Repayment in 59 monthly instalments of €137. Final increased monthly instalment: €4,686. Total repayment amount: €12,726. The contribution for Service+ is determined according to the type of car and the annual number of kilometres driven and starts from €50.

Subject to the acceptance of your credit request by Alpha Credit n.v., credit provider, Warandeberg 8c, 1000 Brussel, BTW BE 0445.781.316, RPR Brussel. Advertiser CARDOEN (DATOS NV), agent in ancillary position, Boomsesteenweg 950-958, 2610 Wilrijk, BTW BE 0425.303.824, BE24 2200 5769 5838, RPR Antwerpen.

Do your own Cardoen Finance simulation

Curious how much you would need to set aside each month for your dream car? You can simulate a car loan for any car on our website. To do so, scroll down, beyond the technical details.

There you will find your ‘Cardoen Finance’ for the classi car loan and ‘Cardoen Lease’ for extra comfortable financing. In both cases you can easily play around with the deposit and the number of months.


  • The Cardoen Finance simulation can be done for all makes of car. The Cardoen Lease simulation works exclusively for new cars with 0 kilometres on the clock and second-hand cars which are less than 4 years old.
  • The car loan simulation is based on the fact tha you trade in your old car. Not the case? Then add a cross in the box ‘I have no old car’ at the top beside the car.

Would you like more details? Be sure to pop in to one of our 16 locations or make an appointment on our website. One of our sales representatives will explain everything clearly to you.

Do you have some questions? Our customer service is happy to help you. Call our free number 0800 17 023 or complete the contact form: